Explore the Legal terms behind access
Our Legal notice sets out the conditions for opening and keeping an account, including accurate account details, phone verification and access where local law permits. It also explains how transaction records are connected to DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity. If you
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use BCA, BRI, Mandiri or BNI, the relevant transfer reference may be retained to match an account action. We apply the same policy route on desktop and mobile browsers, including for customers in Surabaya. Please read the current wording before opening an account, because eligibility depends
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on local law and may change with the jurisdiction connected to your access.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.